Can you go to an urgent care without insurance? The truth is you can go almost anywhere for medical care without insurance, but at Premier Urgent Care in Chicago, your self-pay amount will be reasonable and affordable compared to an ER. Let’s consider other reasons to choose an urgent care facility.
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Maximizing your health insurance benefits before the end of the year should be a priority for you and your family. Don’t give up extra benefits just because you are busy or have forgotten about these perks. Now is exactly the time to review what you are still entitled to.
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Ideally, if you experience an acute but non-life-threatening injury, you will visit an emergency room or urgent care, submit your insurance information, pay a small co-pay, and bill the rest to your insurance company. However, many factors may prevent the ideal situation from happening.
Some people simply do not have insurance. Others may prefer not to utilize their insurance due to high deductibles or high co-pays. Still others may not have an insurance program that is accepted at their local hospital.
Can you visit urgent care without insurance? The answer is, unequivocally, yes. In fact, many people without insurance or those who choose not to utilize their coverage decide to use an urgent care. This is because urgent care visits are almost always significantly less expensive than emergency room visits.
A visit to an emergency room often costs well above $500 just for the facility fee. However, the moment you receive services, treatments, medications, and the like, the fees begin to rise drastically. An ER visit can cost several thousand dollars for something relatively simple. Urgent care fees, by contrast, can begin as low as $100 depending on the reason for your visit and the equipment and/or medication used.
Urgent care centers accept patients without insurance, so you will have no trouble receiving treatment. However, if you cannot pay anything at all, they are not under any obligation to treat you, like an emergency room would be. If you are concerned about paying for your urgent care treatment, you have a few options.
Patients without insurance or who choose not to use their insurance due to high deductibles or co-pays are welcome in our Hyde Park urgent care clinic at any time.
We also participate with most national and local insurance providers and are happy to provide urgent care services to anyone wishing to utilize their insurance. It is the patient’s responsibility to understand whether his or her insurance has limits on the doctors he or she can see, or the services he or she can receive.
If you provide complete and accurate information about your insurance, we will submit claims to your insurance carrier and receive payments for services. Depending on your insurance coverage, you may be responsible for co-payments, co-insurance, or other deductible amounts.
For more information about insurance and billing, contact our billing department at your convenience at (773) 891-2890.
Learn why patients have come to trust Premier Urgent Care.
